Call reports 2009
BOGOTA SAVINGS BANK — 2009
What BOGOTA SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 346,324,000 | 355,087,000 | 373,606,000 | 374,093,000 |
| Total loans | 295,917,000 | 298,278,000 | 314,379,000 | 311,798,000 |
| Allowance for loan losses | 1,042,000 | 1,042,000 | 1,067,000 | 1,140,000 |
| Securities available for sale | 20,877,000 | 29,862,000 | 33,003,000 | 35,553,000 |
| Securities held to maturity | 12,715,000 | 12,120,000 | 13,152,000 | 14,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,971,000 | 286,999,000 | 298,410,000 | 299,024,000 |
| Interest-bearing deposits | 265,612,000 | 279,906,000 | 291,028,000 | 288,811,000 |
| Noninterest-bearing deposits | 7,359,000 | 7,092,000 | 7,382,000 | 10,213,000 |
| Equity capital | 35,374,000 | 35,886,000 | 36,639,000 | 37,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,256,000 | 8,755,000 | 13,358,000 | 17,811,000 |
| Interest expense | 2,153,000 | 4,417,000 | 6,555,000 | 8,483,000 |
| Net interest income | 2,103,000 | 4,338,000 | 6,803,000 | 9,328,000 |
| Noninterest income | 16,000 | 41,000 | 67,000 | 88,000 |
| Noninterest expense | 1,145,000 | 2,534,000 | 3,836,000 | 4,883,000 |
| Provision for loan losses | 0 | 10,000 | 35,000 | 108,000 |
| Pretax income | 974,000 | 1,835,000 | 2,999,000 | 4,425,000 |
| Income tax | 389,000 | 733,000 | 1,204,000 | 1,773,000 |
| Net income | 585,000 | 1,102,000 | 1,795,000 | 2,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,666,000 | 36,183,000 | 36,876,000 | 37,734,000 |
| Total capital | 36,708,000 | 37,235,000 | 37,953,000 | 38,884,000 |
| Risk-weighted assets | 195,866,000 | 199,009,000 | 209,565,000 | 207,875,000 |