Call reports 2008
BOGOTA SAVINGS BANK — 2008
What BOGOTA SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 262,018,000 | 288,668,000 | 309,847,000 | 326,515,000 |
| Total loans | 238,801,000 | 256,545,000 | 274,097,000 | 282,367,000 |
| Allowance for loan losses | 987,000 | 987,000 | 987,000 | 1,042,000 |
| Securities available for sale | 0 | 7,873,000 | 10,011,000 | 14,291,000 |
| Securities held to maturity | 12,769,000 | 12,530,000 | 13,878,000 | 12,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,130,000 | 220,198,000 | 220,389,000 | 230,141,000 |
| Interest-bearing deposits | 201,778,000 | 214,330,000 | 214,458,000 | 223,582,000 |
| Noninterest-bearing deposits | 5,352,000 | 5,867,000 | 5,930,000 | 6,560,000 |
| Equity capital | 33,586,000 | 33,779,000 | 34,211,000 | 34,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,132,000 | 11,112,000 | 15,289,000 |
| Interest expense | 2,330,000 | 4,578,000 | 6,824,000 | 9,035,000 |
| Net interest income | 1,198,000 | 2,554,000 | 4,288,000 | 6,254,000 |
| Noninterest income | 12,000 | 32,000 | 51,000 | 67,000 |
| Noninterest expense | 908,000 | 1,980,000 | 3,040,000 | 4,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 302,000 | 606,000 | 1,299,000 | 2,170,000 |
| Income tax | 121,000 | 236,000 | 514,000 | 865,000 |
| Net income | 181,000 | 370,000 | 785,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,958,000 | 34,147,000 | 34,561,000 | 35,082,000 |
| Total capital | 34,945,000 | 35,134,000 | 35,548,000 | 36,124,000 |
| Risk-weighted assets | 152,551,000 | 168,527,000 | 179,358,000 | 187,701,000 |