Call reports 2007
BOGOTA SAVINGS BANK — 2007
What BOGOTA SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 231,909,000 | 234,279,000 | 260,714,000 | 258,558,000 |
| Total loans | 207,884,000 | 211,938,000 | 230,047,000 | 237,854,000 |
| Allowance for loan losses | 987,000 | 987,000 | 987,000 | 987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,811,000 | 16,501,000 | 16,248,000 | 13,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,439,000 | 190,563,000 | 207,753,000 | 200,714,000 |
| Interest-bearing deposits | 171,489,000 | 186,239,000 | 201,718,000 | 195,833,000 |
| Noninterest-bearing deposits | 3,950,000 | 4,324,000 | 6,035,000 | 4,881,000 |
| Equity capital | 33,449,000 | 33,537,000 | 33,629,000 | 33,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,045,000 | 6,172,000 | 9,448,000 | 12,950,000 |
| Interest expense | 1,928,000 | 4,032,000 | 6,289,000 | 8,735,000 |
| Net interest income | 1,117,000 | 2,140,000 | 3,159,000 | 4,215,000 |
| Noninterest income | 6,000 | 11,000 | 19,000 | 44,000 |
| Noninterest expense | 888,000 | 1,766,000 | 2,640,000 | 3,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 235,000 | 385,000 | 538,000 | 748,000 |
| Income tax | 103,000 | 164,000 | 226,000 | 310,000 |
| Net income | 132,000 | 221,000 | 312,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,744,000 | 32,832,000 | 32,924,000 | 33,776,000 |
| Total capital | 33,731,000 | 33,819,000 | 33,911,000 | 34,763,000 |
| Risk-weighted assets | 126,040,000 | 131,373,000 | 144,861,000 | 145,772,000 |