Call reports 2006
BOGOTA SAVINGS BANK — 2006
What BOGOTA SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 229,299,000 | 234,657,000 | 235,367,000 | 229,628,000 |
| Total loans | 201,310,000 | 207,198,000 | 210,542,000 | 207,160,000 |
| Allowance for loan losses | 987,000 | 987,000 | 987,000 | 987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,127,000 | 18,705,000 | 18,412,000 | 17,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,227,000 | 201,553,000 | 192,310,000 | 185,356,000 |
| Interest-bearing deposits | 193,011,000 | 197,667,000 | 189,058,000 | 182,178,000 |
| Noninterest-bearing deposits | 3,216,000 | 3,885,000 | 3,252,000 | 3,178,000 |
| Equity capital | 32,464,000 | 32,775,000 | 33,034,000 | 33,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,034,000 | 6,055,000 | 9,162,000 | 12,253,000 |
| Interest expense | 1,562,000 | 3,244,000 | 5,102,000 | 7,016,000 |
| Net interest income | 1,472,000 | 2,811,000 | 4,060,000 | 5,237,000 |
| Noninterest income | 13,000 | 26,000 | 35,000 | 43,000 |
| Noninterest expense | 753,000 | 1,583,000 | 2,413,000 | 3,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 732,000 | 1,254,000 | 1,682,000 | 2,190,000 |
| Income tax | 291,000 | 502,000 | 671,000 | 875,000 |
| Net income | 441,000 | 752,000 | 1,011,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,464,000 | 32,775,000 | 33,034,000 | 33,338,000 |
| Total capital | 33,451,000 | 33,762,000 | 34,021,000 | 34,325,000 |
| Risk-weighted assets | 116,693,000 | 123,179,000 | 126,973,000 | 123,270,000 |