Call reports 2005
BOGOTA SAVINGS BANK — 2005
What BOGOTA SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 213,175,000 | 234,709,000 | 232,719,000 | 231,819,000 |
| Total loans | 176,158,000 | 184,833,000 | 190,856,000 | 197,967,000 |
| Allowance for loan losses | 987,000 | 987,000 | 987,000 | 987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,449,000 | 21,172,000 | 19,966,000 | 23,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,364,000 | 202,744,000 | 200,722,000 | 199,516,000 |
| Interest-bearing deposits | 177,458,000 | 199,819,000 | 197,320,000 | 196,664,000 |
| Noninterest-bearing deposits | 3,906,000 | 2,925,000 | 3,402,000 | 2,852,000 |
| Equity capital | 31,037,000 | 31,398,000 | 31,794,000 | 32,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,627,000 | 5,377,000 | 8,314,000 | 11,280,000 |
| Interest expense | 1,052,000 | 2,270,000 | 3,709,000 | 5,234,000 |
| Net interest income | 1,575,000 | 3,107,000 | 4,605,000 | 6,046,000 |
| Noninterest income | 294,000 | 272,000 | 287,000 | 310,000 |
| Noninterest expense | 609,000 | 1,279,000 | 2,050,000 | 3,252,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 1,248,000 | 2,088,000 | 2,830,000 | 3,092,000 |
| Income tax | 289,000 | 768,000 | 1,114,000 | 1,148,000 |
| Net income | 959,000 | 1,320,000 | 1,716,000 | 1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,037,000 | 31,398,000 | 31,794,000 | 32,023,000 |
| Total capital | 32,024,000 | 32,385,000 | 32,781,000 | 33,010,000 |
| Risk-weighted assets | 105,655,000 | 112,606,000 | 114,907,000 | 117,376,000 |