Call reports 2004
BOGOTA SAVINGS BANK — 2004
What BOGOTA SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 191,954,000 | 190,297,000 | 219,454,000 | 216,595,000 |
| Total loans | 157,271,000 | 163,302,000 | 163,703,000 | 165,614,000 |
| Allowance for loan losses | 921,000 | 939,000 | 957,000 | 975,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,225,000 | 12,182,000 | 12,141,000 | 20,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,485,000 | 160,638,000 | 189,197,000 | 185,980,000 |
| Interest-bearing deposits | 159,697,000 | 157,743,000 | 185,560,000 | 182,489,000 |
| Noninterest-bearing deposits | 2,788,000 | 2,895,000 | 3,637,000 | 3,491,000 |
| Equity capital | 28,517,000 | 29,178,000 | 29,749,000 | 30,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,718,000 | 7,174,000 | 9,702,000 |
| Interest expense | 774,000 | 1,550,000 | 2,420,000 | 3,547,000 |
| Net interest income | 1,579,000 | 3,168,000 | 4,754,000 | 6,155,000 |
| Noninterest income | 58,000 | 101,000 | 122,000 | 176,000 |
| Noninterest expense | 460,000 | 944,000 | 1,515,000 | 2,304,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 1,159,000 | 2,289,000 | 3,307,000 | 3,955,000 |
| Income tax | 254,000 | 724,000 | 1,171,000 | 1,490,000 |
| Net income | 905,000 | 1,565,000 | 2,136,000 | 2,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,517,000 | 29,178,000 | 29,749,000 | 30,078,000 |
| Total capital | 29,438,000 | 30,117,000 | 30,706,000 | 31,053,000 |
| Risk-weighted assets | 94,601,000 | 91,587,000 | 100,226,000 | 101,838,000 |