Call reports 2003
BOGOTA SAVINGS BANK — 2003
What BOGOTA SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 189,394,000 | 191,571,000 | 192,775,000 | 190,773,000 |
| Total loans | 151,997,000 | 150,777,000 | 147,934,000 | 156,353,000 |
| Allowance for loan losses | 849,000 | 867,000 | 885,000 | 903,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,995,000 | 7,132,000 | 9,274,000 | 13,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,578,000 | 164,732,000 | 165,182,000 | 162,490,000 |
| Interest-bearing deposits | 160,970,000 | 163,038,000 | 162,569,000 | 160,060,000 |
| Noninterest-bearing deposits | 1,608,000 | 1,694,000 | 2,613,000 | 2,430,000 |
| Equity capital | 25,789,000 | 26,491,000 | 27,113,000 | 27,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,135,000 | 7,558,000 | 9,947,000 |
| Interest expense | 1,018,000 | 2,018,000 | 2,938,000 | 3,830,000 |
| Net interest income | 1,579,000 | 3,117,000 | 4,620,000 | 6,117,000 |
| Noninterest income | 86,000 | 173,000 | 251,000 | 281,000 |
| Noninterest expense | 444,000 | 869,000 | 1,330,000 | 1,859,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 1,203,000 | 2,385,000 | 3,487,000 | 4,467,000 |
| Income tax | 435,000 | 915,000 | 1,395,000 | 1,875,000 |
| Net income | 768,000 | 1,470,000 | 2,092,000 | 2,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,789,000 | 26,491,000 | 27,113,000 | 27,613,000 |
| Total capital | 26,638,000 | 27,358,000 | 27,998,000 | 28,516,000 |
| Risk-weighted assets | 90,036,000 | 90,443,000 | 90,425,000 | 93,372,000 |