Call reports 2002
BOGOTA SAVINGS BANK — 2002
What BOGOTA SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 169,082,000 | 171,969,000 | 180,006,000 | 182,608,000 |
| Total loans | 140,835,000 | 143,158,000 | 145,022,000 | 150,824,000 |
| Allowance for loan losses | 777,000 | 795,000 | 813,000 | 831,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 992,000 | 1,992,000 | 1,992,000 | 1,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,432,000 | 147,986,000 | 155,164,000 | 156,811,000 |
| Interest-bearing deposits | 136,224,000 | 146,162,000 | 152,623,000 | 156,811,000 |
| Noninterest-bearing deposits | 9,208,000 | 1,824,000 | 2,541,000 | 0 |
| Equity capital | 23,259,000 | 23,886,000 | 24,525,000 | 25,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 5,183,000 | 7,835,000 | 10,477,000 |
| Interest expense | 1,351,000 | 2,629,000 | 3,885,000 | 5,084,000 |
| Net interest income | 1,199,000 | 2,554,000 | 3,950,000 | 5,393,000 |
| Noninterest income | 51,000 | 96,000 | 203,000 | 236,000 |
| Noninterest expense | 366,000 | 746,000 | 1,142,000 | 1,663,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 866,000 | 1,868,000 | 2,957,000 | 3,894,000 |
| Income tax | 237,000 | 612,000 | 1,062,000 | 1,503,000 |
| Net income | 629,000 | 1,256,000 | 1,895,000 | 2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,259,000 | 23,886,000 | 24,525,000 | 25,021,000 |
| Total capital | 24,036,000 | 24,681,000 | 25,338,000 | 25,852,000 |
| Risk-weighted assets | 81,634,000 | 82,177,000 | 84,316,000 | 88,009,000 |