Call reports 2026
MADISON COUNTY BANK — 2026
What MADISON COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 603,614,000 | 613,167,000 |
| Total loans | 456,774,000 | 461,362,000 |
| Allowance for loan losses | 6,374,000 | 6,375,000 |
| Securities available for sale | 24,390,000 | 26,171,000 |
| Securities held to maturity | 89,919,000 | 90,098,000 |
| Trading assets | 0 | 0 |
| Total deposits | 486,227,000 | 479,216,000 |
| Interest-bearing deposits | 432,349,000 | 428,098,000 |
| Noninterest-bearing deposits | 53,878,000 | 51,118,000 |
| Equity capital | 91,645,000 | 92,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,425,000 | 14,899,000 |
| Interest expense | 3,303,000 | 6,601,000 |
| Net interest income | 4,122,000 | 8,298,000 |
| Noninterest income | 749,000 | 1,744,000 |
| Noninterest expense | 2,488,000 | 5,124,000 |
| Provision for loan losses | -7,000 | -6,000 |
| Pretax income | 2,390,000 | 4,923,000 |
| Income tax | 383,000 | 829,000 |
| Net income | 2,007,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 91,018,000 | 92,111,000 |
| Total capital | 97,222,000 | 98,409,000 |
| Risk-weighted assets | 496,110,000 | 503,707,000 |