Call report 2025Q4
MADISON COUNTY BANK — 2025Q4
The 22 measures MADISON COUNTY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 626,368,000 | USD | evidence → |
| Total loans | 472,945,000 | USD | evidence → |
| Allowance for loan losses | 6,381,000 | USD | evidence → |
| Securities available for sale | 23,674,000 | USD | evidence → |
| Securities held to maturity | 90,101,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 457,060,000 | USD | evidence → |
| Interest-bearing deposits | 406,430,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,630,000 | USD | evidence → |
| Equity capital | 90,622,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,359,000 | USD | evidence → |
| Interest expense | 14,737,000 | USD | evidence → |
| Net interest income | 14,622,000 | USD | evidence → |
| Noninterest income | 3,087,000 | USD | evidence → |
| Noninterest expense | 9,949,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 7,755,000 | USD | evidence → |
| Income tax | 1,175,000 | USD | evidence → |
| Net income | 6,580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,913,000 | USD | evidence → |
| Total capital | 96,285,000 | USD | evidence → |
| Risk-weighted assets | 513,998,000 | USD | evidence → |