Call reports 2022
MADISON COUNTY BANK — 2022
What MADISON COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 590,112,000 | 585,551,000 | 601,512,000 | 596,220,000 |
| Total loans | 374,498,000 | 397,715,000 | 411,222,000 | 430,734,000 |
| Allowance for loan losses | 8,030,000 | 8,030,000 | 6,405,000 | 6,405,000 |
| Securities available for sale | 17,721,000 | 15,543,000 | 13,807,000 | 14,990,000 |
| Securities held to maturity | 93,572,000 | 97,201,000 | 96,700,000 | 96,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,628,000 | 483,924,000 | 498,361,000 | 493,772,000 |
| Interest-bearing deposits | 417,481,000 | 434,780,000 | 446,133,000 | 435,216,000 |
| Noninterest-bearing deposits | 60,147,000 | 49,144,000 | 52,228,000 | 58,556,000 |
| Equity capital | 82,265,000 | 82,153,000 | 83,505,000 | 83,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,305,000 | 9,027,000 | 14,297,000 | 20,207,000 |
| Interest expense | 891,000 | 1,876,000 | 3,574,000 | 6,170,000 |
| Net interest income | 3,414,000 | 7,151,000 | 10,723,000 | 14,037,000 |
| Noninterest income | 711,000 | 1,379,000 | 2,109,000 | 2,831,000 |
| Noninterest expense | 2,544,000 | 5,059,000 | 7,593,000 | 10,099,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -2,625,000 | -2,625,000 |
| Pretax income | 2,581,000 | 4,471,000 | 7,864,000 | 9,394,000 |
| Income tax | 386,000 | 638,000 | 1,276,000 | 1,525,000 |
| Net income | 2,195,000 | 3,833,000 | 6,588,000 | 7,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,220,000 | 81,751,000 | 83,573,000 | 83,522,000 |
| Total capital | 86,968,000 | 87,663,000 | 89,606,000 | 89,363,000 |
| Risk-weighted assets | 457,562,000 | 470,919,000 | 482,308,000 | 466,724,000 |