Call reports 2021
MADISON COUNTY BANK — 2021
What MADISON COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 473,307,000 | 491,139,000 | 520,184,000 | 532,668,000 |
| Total loans | 338,008,000 | 356,250,000 | 352,487,000 | 374,479,000 |
| Allowance for loan losses | 9,031,000 | 9,031,000 | 9,031,000 | 9,031,000 |
| Securities available for sale | 15,410,000 | 16,064,000 | 16,509,000 | 17,225,000 |
| Securities held to maturity | 61,906,000 | 69,819,000 | 79,807,000 | 86,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,876,000 | 379,170,000 | 408,138,000 | 419,410,000 |
| Interest-bearing deposits | 318,750,000 | 331,686,000 | 364,901,000 | 366,571,000 |
| Noninterest-bearing deposits | 44,126,000 | 47,484,000 | 43,237,000 | 52,839,000 |
| Equity capital | 79,756,000 | 80,880,000 | 81,861,000 | 82,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,128,000 | 8,324,000 | 14,068,000 | 18,529,000 |
| Interest expense | 682,000 | 1,409,000 | 2,193,000 | 3,018,000 |
| Net interest income | 3,446,000 | 6,915,000 | 11,875,000 | 15,511,000 |
| Noninterest income | 1,008,000 | 2,648,000 | 2,743,000 | 3,527,000 |
| Noninterest expense | 2,505,000 | 4,985,000 | 7,522,000 | 10,476,000 |
| Provision for loan losses | -700,000 | -700,000 | -700,000 | -700,000 |
| Pretax income | 2,649,000 | 5,278,000 | 7,796,000 | 9,262,000 |
| Income tax | 495,000 | 978,000 | 1,448,000 | 1,682,000 |
| Net income | 2,154,000 | 4,300,000 | 6,348,000 | 7,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,870,000 | 79,011,000 | 80,046,000 | 80,403,000 |
| Total capital | 83,113,000 | 84,284,000 | 85,123,000 | 86,084,000 |
| Risk-weighted assets | 415,681,000 | 418,120,000 | 402,229,000 | 451,204,000 |