Call reports 2019
MADISON COUNTY BANK — 2019
What MADISON COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 409,573,000 | 424,196,000 | 422,078,000 | 429,463,000 |
| Total loans | 317,199,000 | 326,451,000 | 325,661,000 | 329,392,000 |
| Allowance for loan losses | 9,726,000 | 9,726,000 | 9,726,000 | 9,726,000 |
| Securities available for sale | 27,278,000 | 29,543,000 | 26,907,000 | 27,925,000 |
| Securities held to maturity | 46,397,000 | 45,847,000 | 44,588,000 | 42,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,765,000 | 294,956,000 | 294,297,000 | 296,721,000 |
| Interest-bearing deposits | 261,301,000 | 265,559,000 | 265,058,000 | 256,897,000 |
| Noninterest-bearing deposits | 30,464,000 | 29,397,000 | 29,239,000 | 39,824,000 |
| Equity capital | 71,685,000 | 72,732,000 | 73,720,000 | 74,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,477,000 | 9,192,000 | 14,045,000 | 18,773,000 |
| Interest expense | 1,488,000 | 3,046,000 | 4,581,000 | 5,839,000 |
| Net interest income | 2,989,000 | 6,146,000 | 9,464,000 | 12,934,000 |
| Noninterest income | 617,000 | 1,210,000 | 2,027,000 | 2,970,000 |
| Noninterest expense | 2,055,000 | 4,068,000 | 6,150,000 | 8,847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,551,000 | 3,288,000 | 5,341,000 | 7,057,000 |
| Income tax | 275,000 | 570,000 | 956,000 | 1,272,000 |
| Net income | 1,276,000 | 2,718,000 | 4,385,000 | 5,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,535,000 | 70,614,000 | 71,632,000 | 72,353,000 |
| Total capital | 74,065,000 | 75,313,000 | 76,377,000 | 77,172,000 |
| Risk-weighted assets | 357,205,000 | 370,923,000 | 374,691,000 | 380,655,000 |