Call reports 2018
MADISON COUNTY BANK — 2018
What MADISON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 384,889,000 | 396,254,000 | 399,927,000 | 411,293,000 |
| Total loans | 296,087,000 | 304,758,000 | 307,603,000 | 315,482,000 |
| Allowance for loan losses | 9,725,000 | 9,725,000 | 9,725,000 | 9,725,000 |
| Securities available for sale | 21,141,000 | 22,921,000 | 22,989,000 | 25,861,000 |
| Securities held to maturity | 49,443,000 | 49,540,000 | 48,620,000 | 47,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,562,000 | 274,662,000 | 281,310,000 | 285,074,000 |
| Interest-bearing deposits | 248,464,000 | 245,631,000 | 251,023,000 | 254,036,000 |
| Noninterest-bearing deposits | 30,098,000 | 29,031,000 | 30,287,000 | 31,038,000 |
| Equity capital | 68,360,000 | 69,166,000 | 69,878,000 | 70,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,978,000 | 8,166,000 | 12,549,000 | 17,027,000 |
| Interest expense | 845,000 | 1,872,000 | 3,074,000 | 4,454,000 |
| Net interest income | 3,133,000 | 6,294,000 | 9,475,000 | 12,573,000 |
| Noninterest income | 560,000 | 1,176,000 | 1,799,000 | 2,448,000 |
| Noninterest expense | 2,056,000 | 4,010,000 | 5,975,000 | 8,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,637,000 | 3,460,000 | 5,299,000 | 6,880,000 |
| Income tax | 260,000 | 587,000 | 920,000 | 1,198,000 |
| Net income | 1,377,000 | 2,873,000 | 4,379,000 | 5,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,401,000 | 67,297,000 | 68,144,000 | 68,838,000 |
| Total capital | 70,633,000 | 71,679,000 | 72,542,000 | 73,352,000 |
| Risk-weighted assets | 333,077,000 | 345,256,000 | 346,541,000 | 355,988,000 |