Call reports 2017
MADISON COUNTY BANK — 2017
What MADISON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 360,711,000 | 374,237,000 | 381,037,000 | 389,321,000 |
| Total loans | 276,572,000 | 286,891,000 | 289,533,000 | 296,412,000 |
| Allowance for loan losses | 9,540,000 | 9,680,000 | 9,725,000 | 9,725,000 |
| Securities available for sale | 16,734,000 | 17,337,000 | 18,059,000 | 20,808,000 |
| Securities held to maturity | 51,179,000 | 51,676,000 | 52,437,000 | 49,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,718,000 | 257,861,000 | 256,758,000 | 263,967,000 |
| Interest-bearing deposits | 235,874,000 | 233,336,000 | 231,342,000 | 231,062,000 |
| Noninterest-bearing deposits | 27,844,000 | 24,525,000 | 25,416,000 | 32,905,000 |
| Equity capital | 66,001,000 | 66,813,000 | 67,698,000 | 67,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,639,000 | 7,419,000 | 11,388,000 | 15,415,000 |
| Interest expense | 539,000 | 1,145,000 | 1,870,000 | 2,633,000 |
| Net interest income | 3,100,000 | 6,274,000 | 9,518,000 | 12,782,000 |
| Noninterest income | 591,000 | 1,176,000 | 1,823,000 | 2,517,000 |
| Noninterest expense | 2,204,000 | 4,284,000 | 6,314,000 | 8,409,000 |
| Provision for loan losses | 90,000 | 230,000 | 275,000 | 275,000 |
| Pretax income | 1,397,000 | 2,935,000 | 4,757,000 | 6,620,000 |
| Income tax | 359,000 | 741,000 | 1,249,000 | 3,065,000 |
| Net income | 1,038,000 | 2,194,000 | 3,508,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,776,000 | 64,567,000 | 65,484,000 | 65,130,000 |
| Total capital | 68,011,000 | 68,935,000 | 69,730,000 | 69,406,000 |
| Risk-weighted assets | 333,523,000 | 344,139,000 | 334,262,000 | 336,632,000 |