Call reports 2008
FAIRBANK STATE BANK — 2008
What FAIRBANK STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 29,660,000 |
| Total loans | 20,460,000 |
| Allowance for loan losses | 198,000 |
| Securities available for sale | 6,029,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 25,779,000 |
| Interest-bearing deposits | 23,205,000 |
| Noninterest-bearing deposits | 2,574,000 |
| Equity capital | 3,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 445,000 |
| Interest expense | 204,000 |
| Net interest income | 241,000 |
| Noninterest income | 35,000 |
| Noninterest expense | 170,000 |
| Provision for loan losses | 6,000 |
| Pretax income | 100,000 |
| Income tax | 25,000 |
| Net income | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 2,291,000 |
| Total capital | 2,489,000 |
| Risk-weighted assets | 21,868,000 |