Call reports 2002
FAIRBANK STATE BANK — 2002
What FAIRBANK STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,115,000 | 23,954,000 | 23,367,000 | 24,240,000 |
| Total loans | 8,852,000 | 10,372,000 | 11,265,000 | 11,200,000 |
| Allowance for loan losses | 111,000 | 113,000 | 120,000 | 128,000 |
| Securities available for sale | 10,645,000 | 9,962,000 | 9,176,000 | 9,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,506,000 | 20,180,000 | 19,139,000 | 20,393,000 |
| Interest-bearing deposits | 17,659,000 | 18,312,000 | 16,982,000 | 18,398,000 |
| Noninterest-bearing deposits | 1,847,000 | 1,868,000 | 2,157,000 | 1,995,000 |
| Equity capital | 3,110,000 | 3,221,000 | 3,286,000 | 3,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 543,000 | 870,000 | 1,188,000 |
| Interest expense | 103,000 | 230,000 | 353,000 | 469,000 |
| Net interest income | 125,000 | 313,000 | 517,000 | 719,000 |
| Noninterest income | 11,000 | 32,000 | 55,000 | 86,000 |
| Noninterest expense | 112,000 | 287,000 | 468,000 | 628,000 |
| Provision for loan losses | 0 | 2,000 | 10,000 | 17,000 |
| Pretax income | 24,000 | 55,000 | 93,000 | 159,000 |
| Income tax | 0 | 17,000 | 29,000 | 48,000 |
| Net income | 24,000 | 38,000 | 64,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,830,000 | 1,860,000 | 1,892,000 | 1,945,000 |
| Total capital | 1,941,000 | 1,973,000 | 2,012,000 | 2,073,000 |
| Risk-weighted assets | 12,163,000 | 15,104,000 | 15,804,000 | 15,837,000 |