Call reports 2001
FAIRBANK STATE BANK — 2001
What FAIRBANK STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,095,000 | 21,756,000 | 21,982,000 | 23,348,000 |
| Total loans | 9,285,000 | 9,629,000 | 8,982,000 | 8,169,000 |
| Allowance for loan losses | 114,000 | 184,000 | 105,000 | 98,000 |
| Securities available for sale | 2,241,000 | 2,214,000 | 2,866,000 | 3,099,000 |
| Securities held to maturity | 7,517,000 | 7,122,000 | 6,349,000 | 7,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,673,000 | 18,373,000 | 18,534,000 | 19,974,000 |
| Interest-bearing deposits | 16,835,000 | 16,787,000 | 16,749,000 | 17,797,000 |
| Noninterest-bearing deposits | 1,838,000 | 1,586,000 | 1,785,000 | 2,177,000 |
| Equity capital | 3,217,000 | 3,193,000 | 3,256,000 | 3,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 772,000 | 1,173,000 | 1,507,000 |
| Interest expense | 192,000 | 383,000 | 565,000 | 735,000 |
| Net interest income | 215,000 | 389,000 | 608,000 | 772,000 |
| Noninterest income | 21,000 | 40,000 | 56,000 | 103,000 |
| Noninterest expense | 153,000 | 302,000 | 437,000 | 666,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 150,000 |
| Pretax income | 83,000 | 52,000 | 73,000 | 59,000 |
| Income tax | 16,000 | 0 | 0 | -19,000 |
| Net income | 67,000 | 52,000 | 73,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,167,000 | 3,152,000 | 3,173,000 | 3,142,000 |
| Total capital | 3,281,000 | 3,336,000 | 3,278,000 | 3,240,000 |
| Risk-weighted assets | 22,162,000 | 21,902,000 | 20,111,000 | 21,291,000 |