Call reports 2026
WELCH STATE BANK OF WELCH, OKLA. — 2026
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 442,415,000 | 449,812,000 |
| Total loans | 311,664,000 | 314,140,000 |
| Allowance for loan losses | 4,920,000 | 4,937,000 |
| Securities available for sale | 94,647,000 | 94,005,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 380,849,000 | 394,590,000 |
| Interest-bearing deposits | 352,907,000 | 340,388,000 |
| Noninterest-bearing deposits | 27,942,000 | 54,202,000 |
| Equity capital | 40,118,000 | 42,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,857,000 | 13,878,000 |
| Interest expense | 1,998,000 | 3,996,000 |
| Net interest income | 4,859,000 | 9,882,000 |
| Noninterest income | 1,070,000 | 2,141,000 |
| Noninterest expense | 3,980,000 | 8,093,000 |
| Provision for loan losses | 120,000 | 240,000 |
| Pretax income | 1,825,000 | 3,688,000 |
| Income tax | 0 | 0 |
| Net income | 1,825,000 | 3,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,704,000 | 45,574,000 |