Call reports 2025
WELCH STATE BANK OF WELCH, OKLA. — 2025
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 423,535,000 | 419,597,000 | 432,232,000 | 433,974,000 |
| Total loans | 283,823,000 | 293,087,000 | 303,095,000 | 304,973,000 |
| Allowance for loan losses | 4,843,000 | 4,710,000 | 4,912,000 | 4,895,000 |
| Securities available for sale | 95,601,000 | 92,030,000 | 95,493,000 | 96,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,235,000 | 364,261,000 | 368,236,000 | 370,140,000 |
| Interest-bearing deposits | 339,025,000 | 334,618,000 | 340,084,000 | 345,042,000 |
| Noninterest-bearing deposits | 29,210,000 | 29,643,000 | 28,152,000 | 25,098,000 |
| Equity capital | 37,309,000 | 36,372,000 | 39,648,000 | 41,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,090,000 | 12,314,000 | 19,037,000 | 25,854,000 |
| Interest expense | 1,897,000 | 3,855,000 | 5,937,000 | 7,998,000 |
| Net interest income | 4,193,000 | 8,459,000 | 13,100,000 | 17,856,000 |
| Noninterest income | 1,143,000 | 2,094,000 | 3,122,000 | 4,099,000 |
| Noninterest expense | 3,685,000 | 7,505,000 | 11,209,000 | 15,113,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,496,000 | 2,664,000 | 4,361,000 | 6,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,496,000 | 2,664,000 | 4,361,000 | 6,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,007,000 | 43,279,000 | 44,080,000 | 44,518,000 |
Machine access — free, no API key
Every figure shown here about WELCH STATE BANK OF WELCH, OKLA. — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.