Call reports 2022
WELCH STATE BANK OF WELCH, OKLA. — 2022
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 356,939,000 | 356,902,000 | 369,139,000 | 379,256,000 |
| Total loans | 241,597,000 | 239,524,000 | 244,455,000 | 251,850,000 |
| Allowance for loan losses | 4,047,000 | 4,112,000 | 4,052,000 | 4,152,000 |
| Securities available for sale | 88,675,000 | 88,973,000 | 89,351,000 | 99,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,104,000 | 322,200,000 | 336,549,000 | 345,794,000 |
| Interest-bearing deposits | 276,800,000 | 275,707,000 | 304,329,000 | 311,320,000 |
| Noninterest-bearing deposits | 43,304,000 | 46,493,000 | 32,221,000 | 34,473,000 |
| Equity capital | 35,119,000 | 32,605,000 | 29,994,000 | 31,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,889,000 | 7,933,000 | 12,183,000 | 16,537,000 |
| Interest expense | 76,000 | 157,000 | 369,000 | 727,000 |
| Net interest income | 3,813,000 | 7,776,000 | 11,814,000 | 15,810,000 |
| Noninterest income | 973,000 | 1,793,000 | 2,686,000 | 3,486,000 |
| Noninterest expense | 2,896,000 | 5,729,000 | 8,756,000 | 11,996,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 380,000 |
| Pretax income | 1,800,000 | 3,666,000 | 5,482,000 | 6,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,800,000 | 3,666,000 | 5,482,000 | 6,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,459,000 | 37,481,000 | 38,371,000 | 38,927,000 |