Call reports 2021
WELCH STATE BANK OF WELCH, OKLA. — 2021
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 303,840,000 | 312,294,000 | 316,349,000 | 360,835,000 |
| Total loans | 206,616,000 | 208,228,000 | 215,270,000 | 236,511,000 |
| Allowance for loan losses | 3,911,000 | 3,985,000 | 4,057,000 | 3,966,000 |
| Securities available for sale | 57,528,000 | 74,984,000 | 78,651,000 | 84,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,500,000 | 275,496,000 | 278,285,000 | 320,156,000 |
| Interest-bearing deposits | 245,395,000 | 251,519,000 | 253,652,000 | 284,163,000 |
| Noninterest-bearing deposits | 24,106,000 | 23,977,000 | 24,632,000 | 35,992,000 |
| Equity capital | 32,571,000 | 34,729,000 | 35,688,000 | 39,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,486,000 | 7,852,000 | 11,430,000 | 15,082,000 |
| Interest expense | 172,000 | 269,000 | 351,000 | 425,000 |
| Net interest income | 3,314,000 | 7,583,000 | 11,079,000 | 14,657,000 |
| Noninterest income | 753,000 | 1,494,000 | 2,252,000 | 2,970,000 |
| Noninterest expense | 2,351,000 | 4,847,000 | 7,295,000 | 9,548,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,606,000 | 4,041,000 | 5,703,000 | 7,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,606,000 | 4,041,000 | 5,703,000 | 7,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,603,000 | 32,289,000 | 33,176,000 | 36,296,000 |