Call reports 2020
WELCH STATE BANK OF WELCH, OKLA. — 2020
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 287,945,000 | 311,623,000 | 291,461,000 | 294,770,000 |
| Total loans | 203,107,000 | 206,175,000 | 203,811,000 | 199,553,000 |
| Allowance for loan losses | 3,622,000 | 3,694,000 | 3,767,000 | 3,869,000 |
| Securities available for sale | 56,793,000 | 60,704,000 | 60,075,000 | 57,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,498,000 | 278,073,000 | 256,748,000 | 259,344,000 |
| Interest-bearing deposits | 241,025,000 | 258,979,000 | 237,005,000 | 237,704,000 |
| Noninterest-bearing deposits | 16,473,000 | 19,094,000 | 19,743,000 | 21,640,000 |
| Equity capital | 28,574,000 | 31,440,000 | 32,372,000 | 33,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,469,000 | 7,080,000 | 10,653,000 | 14,156,000 |
| Interest expense | 725,000 | 1,301,000 | 1,695,000 | 1,959,000 |
| Net interest income | 2,744,000 | 5,779,000 | 8,958,000 | 12,197,000 |
| Noninterest income | 656,000 | 1,266,000 | 1,979,000 | 2,729,000 |
| Noninterest expense | 2,363,000 | 4,546,000 | 6,968,000 | 9,086,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 912,000 | 2,317,000 | 3,768,000 | 5,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 912,000 | 2,317,000 | 3,768,000 | 5,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,586,000 | 29,341,000 | 30,140,000 | 31,275,000 |
| Total capital | 31,236,000 | — | — | — |
| Risk-weighted assets | 208,352,000 | — | — | — |