Call reports 2019
WELCH STATE BANK OF WELCH, OKLA. — 2019
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 276,957,000 | 279,049,000 | 275,826,000 | 279,663,000 |
| Total loans | 193,533,000 | 199,285,000 | 199,748,000 | 203,024,000 |
| Allowance for loan losses | 3,568,000 | 3,590,000 | 3,549,000 | 3,555,000 |
| Securities available for sale | 56,045,000 | 54,634,000 | 51,375,000 | 52,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,979,000 | 241,599,000 | 237,320,000 | 248,668,000 |
| Interest-bearing deposits | 223,984,000 | 225,716,000 | 219,507,000 | 231,981,000 |
| Noninterest-bearing deposits | 16,995,000 | 15,883,000 | 17,813,000 | 16,687,000 |
| Equity capital | 34,199,000 | 35,318,000 | 36,102,000 | 29,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,223,000 | 6,553,000 | 9,977,000 | 13,420,000 |
| Interest expense | 647,000 | 1,374,000 | 2,122,000 | 2,861,000 |
| Net interest income | 2,576,000 | 5,179,000 | 7,855,000 | 10,559,000 |
| Noninterest income | 585,000 | 1,209,000 | 1,934,000 | 2,422,000 |
| Noninterest expense | 2,191,000 | 4,612,000 | 7,034,000 | 9,403,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 897,000 | 1,622,000 | 2,594,000 | 3,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 897,000 | 1,622,000 | 2,594,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,962,000 | 34,286,000 | 34,858,000 | 28,365,000 |
| Total capital | 36,517,000 | 36,878,000 | 37,427,000 | 30,964,000 |
| Risk-weighted assets | 203,348,000 | 206,325,000 | 204,554,000 | 206,940,000 |