Call reports 2018
WELCH STATE BANK OF WELCH, OKLA. — 2018
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 266,598,000 | 270,850,000 | 263,087,000 | 269,736,000 |
| Total loans | 189,879,000 | 193,439,000 | 195,738,000 | 193,980,000 |
| Allowance for loan losses | 3,685,000 | 3,714,000 | 3,691,000 | 3,608,000 |
| Securities available for sale | 53,324,000 | 55,589,000 | 47,501,000 | 50,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,809,000 | 235,375,000 | 227,367,000 | 234,840,000 |
| Interest-bearing deposits | 217,442,000 | 219,275,000 | 212,140,000 | 218,201,000 |
| Noninterest-bearing deposits | 14,366,000 | 16,101,000 | 15,228,000 | 16,639,000 |
| Equity capital | 33,059,000 | 33,486,000 | 33,439,000 | 33,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 6,565,000 | 9,784,000 | 12,975,000 |
| Interest expense | 328,000 | 693,000 | 1,198,000 | 1,798,000 |
| Net interest income | 3,082,000 | 5,872,000 | 8,586,000 | 11,177,000 |
| Noninterest income | 606,000 | 1,227,000 | 1,893,000 | 2,614,000 |
| Noninterest expense | 2,124,000 | 4,445,000 | 6,741,000 | 9,069,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,470,000 | 2,467,000 | 3,536,000 | 4,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,470,000 | 2,467,000 | 3,536,000 | 4,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,114,000 | 33,710,000 | 34,179,000 | 33,614,000 |
| Total capital | 35,648,000 | 36,245,000 | 36,696,000 | 36,196,000 |
| Risk-weighted assets | 201,545,000 | 201,622,000 | 200,187,000 | 205,542,000 |