Call reports 2017
WELCH STATE BANK OF WELCH, OKLA. — 2017
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 255,433,000 | 262,949,000 | 261,898,000 | 278,058,000 |
| Total loans | 180,772,000 | 180,199,000 | 183,491,000 | 188,328,000 |
| Allowance for loan losses | 3,455,000 | 3,454,000 | 3,446,000 | 3,537,000 |
| Securities available for sale | 47,424,000 | 51,055,000 | 57,347,000 | 52,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,923,000 | 228,412,000 | 226,558,000 | 243,715,000 |
| Interest-bearing deposits | 207,489,000 | 213,063,000 | 210,324,000 | 227,553,000 |
| Noninterest-bearing deposits | 14,434,000 | 15,348,000 | 16,234,000 | 16,162,000 |
| Equity capital | 31,838,000 | 32,674,000 | 33,198,000 | 32,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 6,097,000 | 9,195,000 | 11,955,000 |
| Interest expense | 290,000 | 595,000 | 912,000 | 1,241,000 |
| Net interest income | 2,730,000 | 5,502,000 | 8,283,000 | 10,714,000 |
| Noninterest income | 507,000 | 1,007,000 | 1,523,000 | 2,396,000 |
| Noninterest expense | 2,098,000 | 4,291,000 | 6,358,000 | 8,557,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,108,000 | 2,139,000 | 3,323,000 | 4,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,108,000 | 2,139,000 | 3,323,000 | 4,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,287,000 | 31,429,000 | 32,212,000 | 32,194,000 |
| Total capital | 33,745,000 | 33,872,000 | 35,496,000 | 34,743,000 |
| Risk-weighted assets | 195,639,000 | 194,411,000 | 262,575,000 | 202,910,000 |