Call reports 2013
WELCH STATE BANK OF WELCH, OKLA. — 2013
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 226,922,000 | 224,495,000 | 218,295,000 | 216,516,000 |
| Total loans | 140,531,000 | 139,711,000 | 141,412,000 | 141,939,000 |
| Allowance for loan losses | 3,076,000 | 3,145,000 | 3,033,000 | 3,131,000 |
| Securities available for sale | 58,944,000 | 60,153,000 | 59,475,000 | 58,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,488,000 | 188,630,000 | 187,608,000 | 180,804,000 |
| Interest-bearing deposits | 164,367,000 | 165,301,000 | 165,531,000 | 160,384,000 |
| Noninterest-bearing deposits | 26,121,000 | 23,329,000 | 22,077,000 | 20,419,000 |
| Equity capital | 26,375,000 | 25,797,000 | 25,651,000 | 25,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,254,000 | 7,919,000 | 10,521,000 |
| Interest expense | 344,000 | 684,000 | 960,000 | 1,180,000 |
| Net interest income | 2,332,000 | 4,570,000 | 6,959,000 | 9,341,000 |
| Noninterest income | 455,000 | 887,000 | 1,357,000 | 1,793,000 |
| Noninterest expense | 1,738,000 | 3,347,000 | 5,236,000 | 6,996,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 961,000 | 1,942,000 | 2,868,000 | 3,872,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 961,000 | 1,942,000 | 2,868,000 | 3,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,583,000 | 25,235,000 | 25,834,000 | 25,897,000 |
| Total capital | 26,348,000 | 27,022,000 | 27,614,000 | 27,694,000 |
| Risk-weighted assets | 154,393,000 | 156,892,000 | 156,485,000 | 158,481,000 |