Call reports 2012
WELCH STATE BANK OF WELCH, OKLA. — 2012
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,885,000 | 202,943,000 | 205,449,000 | 216,573,000 |
| Total loans | 133,623,000 | 134,537,000 | 136,558,000 | 140,289,000 |
| Allowance for loan losses | 2,944,000 | 3,023,000 | 3,063,000 | 2,960,000 |
| Securities available for sale | 57,860,000 | 55,716,000 | 56,737,000 | 51,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,043,000 | 165,895,000 | 167,568,000 | 180,566,000 |
| Interest-bearing deposits | 155,130,000 | 156,279,000 | 157,543,000 | 156,583,000 |
| Noninterest-bearing deposits | 9,913,000 | 9,616,000 | 10,026,000 | 23,983,000 |
| Equity capital | 23,897,000 | 24,676,000 | 25,664,000 | 25,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,766,000 | 5,527,000 | 8,076,000 | 10,759,000 |
| Interest expense | 500,000 | 955,000 | 1,361,000 | 1,759,000 |
| Net interest income | 2,266,000 | 4,572,000 | 6,715,000 | 9,000,000 |
| Noninterest income | 381,000 | 776,000 | 1,354,000 | 1,827,000 |
| Noninterest expense | 1,673,000 | 3,312,000 | 4,957,000 | 6,555,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 932,000 | 1,947,000 | 2,870,000 | 3,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 932,000 | 1,947,000 | 2,870,000 | 3,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,397,000 | 23,079,000 | 23,679,000 | 23,937,000 |
| Total capital | 24,040,000 | 24,734,000 | 25,359,000 | 25,651,000 |
| Risk-weighted assets | 130,460,000 | 131,136,000 | 147,964,000 | 149,519,000 |