Call reports 2011
WELCH STATE BANK OF WELCH, OKLA. — 2011
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 204,914,000 | 206,873,000 | 202,708,000 | 201,038,000 |
| Total loans | 133,311,000 | 134,389,000 | 134,508,000 | 133,187,000 |
| Allowance for loan losses | 3,136,000 | 2,976,000 | 2,899,000 | 2,887,000 |
| Securities available for sale | 50,517,000 | 53,514,000 | 54,148,000 | 55,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,754,000 | 163,131,000 | 162,725,000 | 161,274,000 |
| Interest-bearing deposits | 152,132,000 | 152,848,000 | 152,849,000 | 152,347,000 |
| Noninterest-bearing deposits | 8,622,000 | 10,284,000 | 9,876,000 | 8,926,000 |
| Equity capital | 20,862,000 | 22,156,000 | 23,045,000 | 23,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,864,000 | 5,637,000 | 8,501,000 | 11,377,000 |
| Interest expense | 743,000 | 1,463,000 | 2,084,000 | 2,644,000 |
| Net interest income | 2,121,000 | 4,174,000 | 6,417,000 | 8,733,000 |
| Noninterest income | 370,000 | 767,000 | 1,157,000 | 1,557,000 |
| Noninterest expense | 1,615,000 | 3,159,000 | 4,785,000 | 6,323,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 793,000 | 1,609,000 | 2,538,000 | 3,626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 793,000 | 1,609,000 | 2,538,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,235,000 | 20,752,000 | 21,381,000 | 21,710,000 |
| Total capital | 21,930,000 | 22,480,000 | 23,018,000 | 23,343,000 |
| Risk-weighted assets | 134,496,000 | 137,009,000 | 129,989,000 | 129,746,000 |