Call reports 2010
WELCH STATE BANK OF WELCH, OKLA. — 2010
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,856,000 | 199,700,000 | 199,903,000 | 193,126,000 |
| Total loans | 148,925,000 | 143,030,000 | 139,348,000 | 135,781,000 |
| Allowance for loan losses | 2,947,000 | 3,144,000 | 3,143,000 | 3,050,000 |
| Securities available for sale | 42,822,000 | 47,289,000 | 48,549,000 | 45,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,754,000 | 151,614,000 | 147,623,000 | 145,453,000 |
| Interest-bearing deposits | 150,624,000 | 144,478,000 | 139,627,000 | 135,901,000 |
| Noninterest-bearing deposits | 7,131,000 | 7,136,000 | 7,996,000 | 9,551,000 |
| Equity capital | 17,514,000 | 18,608,000 | 20,277,000 | 20,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,351,000 | 9,497,000 | 12,546,000 |
| Interest expense | 955,000 | 1,863,000 | 2,707,000 | 3,496,000 |
| Net interest income | 2,232,000 | 4,488,000 | 6,790,000 | 9,050,000 |
| Noninterest income | 364,000 | 771,000 | 1,150,000 | 1,547,000 |
| Noninterest expense | 1,525,000 | 3,110,000 | 4,968,000 | 6,427,000 |
| Provision for loan losses | 320,000 | 640,000 | 760,000 | 880,000 |
| Pretax income | 758,000 | 1,583,000 | 2,286,000 | 3,375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 758,000 | 1,583,000 | 2,286,000 | 3,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,720,000 | 19,245,000 | 19,649,000 | 20,177,000 |
| Total capital | 20,679,000 | 21,148,000 | 21,143,000 | 21,625,000 |
| Risk-weighted assets | 160,932,000 | 151,023,000 | 117,892,000 | 114,210,000 |