Call reports 2009
WELCH STATE BANK OF WELCH, OKLA. — 2009
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 195,907,000 | 197,873,000 | 199,576,000 | 201,134,000 |
| Total loans | 151,271,000 | 154,607,000 | 152,460,000 | 152,222,000 |
| Allowance for loan losses | 2,686,000 | 2,712,000 | 2,762,000 | 2,775,000 |
| Securities available for sale | 29,820,000 | 33,945,000 | 36,130,000 | 38,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,988,000 | 145,044,000 | 147,241,000 | 151,909,000 |
| Interest-bearing deposits | 140,686,000 | 137,752,000 | 140,124,000 | 144,540,000 |
| Noninterest-bearing deposits | 5,302,000 | 7,292,000 | 7,117,000 | 7,369,000 |
| Equity capital | 13,831,000 | 14,986,000 | 16,841,000 | 16,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,429,000 | 6,836,000 | 10,310,000 | 13,687,000 |
| Interest expense | 1,183,000 | 2,358,000 | 3,392,000 | 4,448,000 |
| Net interest income | 2,246,000 | 4,478,000 | 6,918,000 | 9,239,000 |
| Noninterest income | 336,000 | 748,000 | 1,077,000 | 1,491,000 |
| Noninterest expense | 1,255,000 | 2,573,000 | 4,021,000 | 5,591,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 575,000 |
| Pretax income | 1,207,000 | 2,421,000 | 3,645,000 | 4,619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,207,000 | 2,421,000 | 3,645,000 | 4,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,710,000 | 17,425,000 | 18,149,000 | 18,262,000 |
| Total capital | 18,672,000 | 19,423,000 | 20,116,000 | 20,314,000 |
| Risk-weighted assets | 156,259,000 | 159,327,000 | 161,770,000 | 163,462,000 |