Call reports 2007
WELCH STATE BANK OF WELCH, OKLA. — 2007
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 167,705,000 | 162,410,000 | 166,642,000 | 172,941,000 |
| Total loans | 125,615,000 | 128,675,000 | 131,168,000 | 135,352,000 |
| Allowance for loan losses | 2,159,000 | 2,178,000 | 2,252,000 | 2,281,000 |
| Securities available for sale | 21,282,000 | 22,649,000 | 23,226,000 | 27,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,746,000 | 125,665,000 | 129,380,000 | 133,556,000 |
| Interest-bearing deposits | 125,310,000 | 121,251,000 | 124,063,000 | 128,631,000 |
| Noninterest-bearing deposits | 5,436,000 | 4,414,000 | 5,317,000 | 4,925,000 |
| Equity capital | 13,173,000 | 13,255,000 | 13,968,000 | 14,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,028,000 | 9,212,000 | 12,542,000 |
| Interest expense | 1,453,000 | 3,007,000 | 4,563,000 | 6,150,000 |
| Net interest income | 1,507,000 | 3,021,000 | 4,649,000 | 6,392,000 |
| Noninterest income | 320,000 | 690,000 | 1,101,000 | 1,522,000 |
| Noninterest expense | 1,006,000 | 2,202,000 | 3,277,000 | 4,470,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 760,000 | 1,373,000 | 2,262,000 | 3,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 760,000 | 1,373,000 | 2,262,000 | 3,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,071,000 | 13,385,000 | 13,974,000 | 14,069,000 |
| Total capital | 14,647,000 | 14,987,000 | 15,615,000 | 15,780,000 |
| Risk-weighted assets | 125,471,000 | 127,571,000 | 130,670,000 | 136,285,000 |