Call reports 2001
WELCH STATE BANK OF WELCH, OKLA. — 2001
What WELCH STATE BANK OF WELCH, OKLA. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,175,000 | 87,623,000 | 86,132,000 | 90,863,000 |
| Total loans | 66,452,000 | 70,020,000 | 69,818,000 | 74,340,000 |
| Allowance for loan losses | 1,272,000 | 1,290,000 | 1,290,000 | 1,330,000 |
| Securities available for sale | 11,789,000 | 12,179,000 | 11,655,000 | 12,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,919,000 | 69,057,000 | 66,637,000 | 69,499,000 |
| Interest-bearing deposits | 63,671,000 | 65,353,000 | 63,934,000 | 66,393,000 |
| Noninterest-bearing deposits | 3,248,000 | 3,704,000 | 2,703,000 | 3,106,000 |
| Equity capital | 7,286,000 | 7,311,000 | 7,314,000 | 7,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,921,000 | 3,917,000 | 5,844,000 | 7,724,000 |
| Interest expense | 1,061,000 | 2,099,000 | 3,078,000 | 3,963,000 |
| Net interest income | 860,000 | 1,818,000 | 2,766,000 | 3,761,000 |
| Noninterest income | 72,000 | 155,000 | 232,000 | 320,000 |
| Noninterest expense | 502,000 | 1,042,000 | 1,574,000 | 2,175,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 407,000 | 886,000 | 1,356,000 | 1,816,000 |
| Income tax | 67,000 | 174,000 | 322,000 | 436,000 |
| Net income | 340,000 | 712,000 | 1,034,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,156,000 | 7,178,000 | 7,130,000 | 7,419,000 |
| Total capital | 7,989,000 | 8,053,000 | 7,998,000 | 8,340,000 |
| Risk-weighted assets | 66,170,000 | 69,557,000 | 69,045,000 | 73,339,000 |