Call reports 2016
SECURITY FIRST BANK — 2016
What SECURITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,068,000 | 71,062,000 | 70,804,000 | 72,727,000 |
| Total loans | 40,224,000 | 37,287,000 | 37,664,000 | 39,196,000 |
| Allowance for loan losses | 1,200,000 | 1,201,000 | 1,200,000 | 1,201,000 |
| Securities available for sale | 12,846,000 | 14,023,000 | 14,680,000 | 14,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,165,000 | 64,050,000 | 63,834,000 | 65,798,000 |
| Interest-bearing deposits | 47,113,000 | 47,527,000 | 46,590,000 | 47,205,000 |
| Noninterest-bearing deposits | 18,052,000 | 16,523,000 | 17,244,000 | 18,593,000 |
| Equity capital | 6,751,000 | 6,858,000 | 6,874,000 | 6,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,159,000 | 1,767,000 | 2,390,000 |
| Interest expense | 52,000 | 105,000 | 156,000 | 205,000 |
| Net interest income | 525,000 | 1,054,000 | 1,611,000 | 2,185,000 |
| Noninterest income | 103,000 | 248,000 | 364,000 | 464,000 |
| Noninterest expense | 511,000 | 975,000 | 1,444,000 | 1,883,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 327,000 | 531,000 | 766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 327,000 | 531,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,697,000 | 6,757,000 | 6,787,000 | 6,823,000 |
| Total capital | 7,375,000 | 7,414,000 | 7,448,000 | 7,500,000 |
| Risk-weighted assets | 53,745,000 | 52,046,000 | 52,312,000 | 53,620,000 |