Call reports 2015
SECURITY FIRST BANK — 2015
What SECURITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,748,000 | 71,712,000 | 69,845,000 | 69,660,000 |
| Total loans | 39,570,000 | 39,729,000 | 39,107,000 | 39,066,000 |
| Allowance for loan losses | 1,132,000 | 1,132,000 | 1,124,000 | 1,121,000 |
| Securities available for sale | 9,875,000 | 9,640,000 | 11,809,000 | 12,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,013,000 | 64,938,000 | 63,086,000 | 62,907,000 |
| Interest-bearing deposits | 47,438,000 | 47,113,000 | 46,607,000 | 45,951,000 |
| Noninterest-bearing deposits | 19,575,000 | 17,825,000 | 16,479,000 | 16,956,000 |
| Equity capital | 6,644,000 | 6,682,000 | 6,694,000 | 6,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,169,000 | 1,775,000 | 2,412,000 |
| Interest expense | 54,000 | 108,000 | 162,000 | 216,000 |
| Net interest income | 524,000 | 1,061,000 | 1,613,000 | 2,196,000 |
| Noninterest income | 100,000 | 216,000 | 342,000 | 457,000 |
| Noninterest expense | 462,000 | 954,000 | 1,448,000 | 1,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 323,000 | 512,000 | 721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 323,000 | 512,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,594,000 | 6,655,000 | 6,670,000 | 6,679,000 |
| Total capital | 7,227,000 | 7,248,000 | 7,342,000 | 7,335,000 |
| Risk-weighted assets | 50,207,000 | 46,904,000 | 53,347,000 | 52,053,000 |