Call reports 2012
SECURITY FIRST BANK — 2012
What SECURITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,750,000 | 65,283,000 | 65,026,000 | 64,615,000 |
| Total loans | 41,482,000 | 40,297,000 | 39,327,000 | 37,943,000 |
| Allowance for loan losses | 995,000 | 1,025,000 | 1,054,000 | 1,083,000 |
| Securities available for sale | 5,050,000 | 6,359,000 | 6,581,000 | 7,636,000 |
| Securities held to maturity | 337,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,592,000 | 57,280,000 | 56,952,000 | 57,102,000 |
| Interest-bearing deposits | 43,629,000 | 42,759,000 | 43,157,000 | 43,464,000 |
| Noninterest-bearing deposits | 13,963,000 | 14,521,000 | 13,795,000 | 13,638,000 |
| Equity capital | 6,510,000 | 6,368,000 | 6,460,000 | 6,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,270,000 | 1,886,000 | 2,477,000 |
| Interest expense | 89,000 | 173,000 | 253,000 | 327,000 |
| Net interest income | 542,000 | 1,097,000 | 1,633,000 | 2,150,000 |
| Noninterest income | 157,000 | 323,000 | 583,000 | 696,000 |
| Noninterest expense | 470,000 | 1,013,000 | 1,541,000 | 2,025,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 199,000 | 347,000 | 585,000 | 701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 347,000 | 585,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,504,000 | 6,352,000 | 6,389,000 | 6,405,000 |
| Total capital | 7,128,000 | 6,968,000 | 7,002,000 | 6,999,000 |
| Risk-weighted assets | 49,569,000 | 49,102,000 | 48,580,000 | 47,032,000 |