Call reports 2011
SECURITY FIRST BANK — 2011
What SECURITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,806,000 | 61,783,000 | 66,291,000 | 63,639,000 |
| Total loans | 39,520,000 | 39,683,000 | 40,737,000 | 41,030,000 |
| Allowance for loan losses | 970,000 | 1,000,000 | 974,000 | 990,000 |
| Securities available for sale | 3,441,000 | 3,552,000 | 3,475,000 | 3,024,000 |
| Securities held to maturity | 406,000 | 356,000 | 356,000 | 337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,925,000 | 53,795,000 | 58,425,000 | 55,779,000 |
| Interest-bearing deposits | 45,248,000 | 43,306,000 | 43,541,000 | 42,594,000 |
| Noninterest-bearing deposits | 9,677,000 | 10,489,000 | 14,884,000 | 13,185,000 |
| Equity capital | 6,220,000 | 6,321,000 | 6,256,000 | 6,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,287,000 | 1,964,000 | 2,590,000 |
| Interest expense | 132,000 | 246,000 | 351,000 | 444,000 |
| Net interest income | 512,000 | 1,041,000 | 1,613,000 | 2,146,000 |
| Noninterest income | 141,000 | 579,000 | 704,000 | 836,000 |
| Noninterest expense | 499,000 | 1,054,000 | 1,567,000 | 2,066,000 |
| Provision for loan losses | 90,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 78,000 | 461,000 | 616,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 461,000 | 616,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,229,000 | 6,312,000 | 6,267,000 | 6,304,000 |
| Total capital | 6,780,000 | 6,867,000 | 6,850,000 | 6,904,000 |
| Risk-weighted assets | 43,673,000 | 43,966,000 | 46,379,000 | 47,604,000 |