Call reports 2007
SECURITY FIRST BANK — 2007
What SECURITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,630,000 | 60,880,000 | 61,076,000 | 60,482,000 |
| Total loans | 42,399,000 | 40,411,000 | 39,938,000 | 40,920,000 |
| Allowance for loan losses | 853,000 | 928,000 | 834,000 | 766,000 |
| Securities available for sale | 5,554,000 | 6,195,000 | 5,567,000 | 4,690,000 |
| Securities held to maturity | 177,000 | 177,000 | 277,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,017,000 | 54,265,000 | 54,374,000 | 53,871,000 |
| Interest-bearing deposits | 47,423,000 | 45,738,000 | 47,020,000 | 45,748,000 |
| Noninterest-bearing deposits | 8,594,000 | 8,527,000 | 7,354,000 | 8,123,000 |
| Equity capital | 6,259,000 | 6,215,000 | 6,291,000 | 6,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,200,000 | 3,259,000 | 4,243,000 |
| Interest expense | 489,000 | 964,000 | 1,438,000 | 1,899,000 |
| Net interest income | 558,000 | 1,236,000 | 1,821,000 | 2,344,000 |
| Noninterest income | 105,000 | 222,000 | 321,000 | 421,000 |
| Noninterest expense | 501,000 | 974,000 | 1,481,000 | 1,897,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 102,000 | 364,000 | 481,000 | 629,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 364,000 | 481,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,263,000 | 6,225,000 | 6,243,000 | 6,191,000 |
| Total capital | 6,856,000 | 6,802,000 | 6,803,000 | 6,752,000 |
| Risk-weighted assets | 50,344,000 | 48,561,000 | 48,585,000 | 47,206,000 |