Call reports 2006
SECURITY FIRST BANK — 2006
What SECURITY FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,581,000 | 63,418,000 | 61,908,000 | 63,107,000 |
| Total loans | 41,792,000 | 41,967,000 | 44,011,000 | 47,393,000 |
| Allowance for loan losses | 916,000 | 887,000 | 768,000 | 845,000 |
| Securities available for sale | 4,955,000 | 5,228,000 | 5,576,000 | 5,196,000 |
| Securities held to maturity | 318,000 | 318,000 | 193,000 | 177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,158,000 | 53,989,000 | 55,556,000 | 56,233,000 |
| Interest-bearing deposits | 48,134,000 | 46,112,000 | 47,341,000 | 46,954,000 |
| Noninterest-bearing deposits | 7,024,000 | 7,877,000 | 8,215,000 | 9,279,000 |
| Equity capital | 6,111,000 | 6,098,000 | 6,051,000 | 6,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,927,000 | 2,929,000 | 3,999,000 |
| Interest expense | 396,000 | 826,000 | 1,275,000 | 1,753,000 |
| Net interest income | 482,000 | 1,101,000 | 1,654,000 | 2,246,000 |
| Noninterest income | 108,000 | 219,000 | 342,000 | 441,000 |
| Noninterest expense | 520,000 | 1,030,000 | 1,565,000 | 2,020,000 |
| Provision for loan losses | 18,000 | 36,000 | 68,000 | 128,000 |
| Pretax income | 52,000 | 254,000 | 363,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 254,000 | 363,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,175,000 | 6,177,000 | 6,085,000 | 6,162,000 |
| Total capital | 6,764,000 | 6,763,000 | 6,711,000 | 6,806,000 |
| Risk-weighted assets | 46,774,000 | 46,568,000 | 49,909,000 | 52,811,000 |