Call reports 2005
SECURITY FIRST BANK — 2005
What SECURITY FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,642,000 | 65,254,000 | 65,916,000 | 66,626,000 |
| Total loans | 44,958,000 | 43,139,000 | 42,068,000 | 42,067,000 |
| Allowance for loan losses | 899,000 | 920,000 | 930,000 | 949,000 |
| Securities available for sale | 3,799,000 | 3,480,000 | 4,055,000 | 3,740,000 |
| Securities held to maturity | 125,000 | 335,000 | 335,000 | 318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,654,000 | 54,314,000 | 55,076,000 | 55,846,000 |
| Interest-bearing deposits | 39,559,000 | 45,823,000 | 45,952,000 | 46,271,000 |
| Noninterest-bearing deposits | 9,094,000 | 8,491,000 | 9,124,000 | 9,575,000 |
| Equity capital | 6,180,000 | 6,123,000 | 6,039,000 | 6,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,621,000 | 2,505,000 | 3,440,000 |
| Interest expense | 223,000 | 465,000 | 800,000 | 1,171,000 |
| Net interest income | 559,000 | 1,156,000 | 1,705,000 | 2,269,000 |
| Noninterest income | 138,000 | 259,000 | 395,000 | 549,000 |
| Noninterest expense | 549,000 | 1,043,000 | 1,570,000 | 2,029,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 130,000 | 336,000 | 476,000 | 717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 336,000 | 476,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,235,000 | 6,142,000 | 6,082,000 | 6,122,000 |
| Total capital | 6,830,000 | 6,737,000 | 6,672,000 | 6,721,000 |
| Risk-weighted assets | 47,260,000 | 47,243,000 | 46,875,000 | 47,557,000 |