Call reports 2004
SECURITY FIRST BANK — 2004
What SECURITY FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,219,000 | 61,758,000 | 60,675,000 | 62,942,000 |
| Total loans | 46,097,000 | 45,295,000 | 42,315,000 | 47,537,000 |
| Allowance for loan losses | 992,000 | 996,000 | 909,000 | 931,000 |
| Securities available for sale | 4,658,000 | 4,188,000 | 3,873,000 | 4,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,954,000 | 50,885,000 | 49,741,000 | 49,996,000 |
| Interest-bearing deposits | 40,917,000 | 40,472,000 | 40,389,000 | 39,714,000 |
| Noninterest-bearing deposits | 9,037,000 | 10,413,000 | 9,352,000 | 10,282,000 |
| Equity capital | 6,158,000 | 6,078,000 | 6,141,000 | 6,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,655,000 | 2,434,000 | 3,223,000 |
| Interest expense | 262,000 | 483,000 | 720,000 | 933,000 |
| Net interest income | 548,000 | 1,172,000 | 1,714,000 | 2,290,000 |
| Noninterest income | 156,000 | 281,000 | 429,000 | 644,000 |
| Noninterest expense | 611,000 | 1,139,000 | 1,740,000 | 2,228,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 122,000 |
| Pretax income | 53,000 | 244,000 | 303,000 | 584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 244,000 | 303,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,075,000 | 6,065,000 | 6,125,000 | 6,106,000 |
| Total capital | 6,714,000 | 6,700,000 | 6,709,000 | 6,729,000 |
| Risk-weighted assets | 50,787,000 | 50,445,000 | 46,388,000 | 49,497,000 |