Call reports 2003
SECURITY FIRST BANK — 2003
What SECURITY FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,740,000 | 65,355,000 | 68,186,000 | 66,227,000 |
| Total loans | 53,288,000 | 50,514,000 | 48,845,000 | 46,754,000 |
| Allowance for loan losses | 972,000 | 1,003,000 | 899,000 | 959,000 |
| Securities available for sale | 4,632,000 | 3,833,000 | 4,708,000 | 4,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,230,000 | 53,972,000 | 56,785,000 | 55,357,000 |
| Interest-bearing deposits | 49,777,000 | 45,700,000 | 47,436,000 | 45,459,000 |
| Noninterest-bearing deposits | 7,453,000 | 8,272,000 | 9,349,000 | 9,898,000 |
| Equity capital | 6,023,000 | 6,028,000 | 6,029,000 | 6,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,032,000 | 3,053,000 | 3,934,000 |
| Interest expense | 384,000 | 718,000 | 1,020,000 | 1,314,000 |
| Net interest income | 644,000 | 1,314,000 | 2,033,000 | 2,620,000 |
| Noninterest income | 168,000 | 345,000 | 514,000 | 661,000 |
| Noninterest expense | 580,000 | 1,235,000 | 1,893,000 | 2,551,000 |
| Provision for loan losses | 45,000 | 90,000 | 140,000 | 200,000 |
| Pretax income | 187,000 | 334,000 | 514,000 | 530,000 |
| Income tax | 0 | 0 | 0 | -76,000 |
| Net income | 187,000 | 334,000 | 514,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,922,000 | 5,919,000 | 5,929,000 | 6,021,000 |
| Total capital | 6,645,000 | 6,597,000 | 6,604,000 | 6,684,000 |
| Risk-weighted assets | 57,584,000 | 53,903,000 | 53,754,000 | 52,867,000 |