Call reports 2002
SECURITY FIRST BANK — 2002
What SECURITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,639,000 | 74,054,000 | 74,821,000 | 72,147,000 |
| Total loans | 54,907,000 | 52,488,000 | 51,448,000 | 51,786,000 |
| Allowance for loan losses | 975,000 | 976,000 | 968,000 | 969,000 |
| Securities available for sale | 4,399,000 | 4,701,000 | 4,080,000 | 5,023,000 |
| Securities held to maturity | 155,000 | 80,000 | 7,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,424,000 | 62,829,000 | 63,402,000 | 60,775,000 |
| Interest-bearing deposits | 53,198,000 | 52,520,000 | 53,742,000 | 51,080,000 |
| Noninterest-bearing deposits | 7,226,000 | 10,309,000 | 9,660,000 | 9,695,000 |
| Equity capital | 6,143,000 | 5,777,000 | 6,020,000 | 6,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,395,000 | 3,527,000 | 4,635,000 |
| Interest expense | 511,000 | 977,000 | 1,434,000 | 1,862,000 |
| Net interest income | 697,000 | 1,418,000 | 2,093,000 | 2,773,000 |
| Noninterest income | 145,000 | 270,000 | 413,000 | 559,000 |
| Noninterest expense | 555,000 | 1,175,000 | 1,752,000 | 2,347,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 242,000 | 425,000 | 663,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 425,000 | 663,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,109,000 | 5,692,000 | 5,929,000 | 5,915,000 |
| Total capital | 6,833,000 | 6,403,000 | 6,632,000 | 6,617,000 |
| Risk-weighted assets | 57,660,000 | 56,813,000 | 56,102,000 | 55,875,000 |