Call reports 2001
SECURITY FIRST BANK — 2001
What SECURITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,601,000 | 73,810,000 | 75,441,000 | 75,112,000 |
| Total loans | 64,382,000 | 63,075,000 | 60,903,000 | 57,934,000 |
| Allowance for loan losses | 877,000 | 907,000 | 933,000 | 934,000 |
| Securities available for sale | 3,580,000 | 2,787,000 | 2,297,000 | 2,872,000 |
| Securities held to maturity | 1,171,000 | 955,000 | 714,000 | 1,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,690,000 | 57,458,000 | 60,131,000 | 62,060,000 |
| Interest-bearing deposits | 53,183,000 | 49,091,000 | 53,565,000 | 53,897,000 |
| Noninterest-bearing deposits | 8,507,000 | 8,367,000 | 6,566,000 | 8,163,000 |
| Equity capital | 5,944,000 | 6,137,000 | 6,344,000 | 5,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,071,000 | 4,526,000 | 5,918,000 |
| Interest expense | 831,000 | 1,612,000 | 2,304,000 | 2,928,000 |
| Net interest income | 715,000 | 1,459,000 | 2,222,000 | 2,990,000 |
| Noninterest income | 94,000 | 215,000 | 325,000 | 455,000 |
| Noninterest expense | 525,000 | 1,069,000 | 1,600,000 | 2,155,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 130,000 |
| Pretax income | 262,000 | 553,000 | 864,000 | 1,162,000 |
| Income tax | 90,000 | 189,000 | 295,000 | 407,000 |
| Net income | 172,000 | 364,000 | 569,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,883,000 | 6,075,000 | 6,279,000 | 5,866,000 |
| Total capital | 6,681,000 | 6,844,000 | 7,042,000 | 6,620,000 |
| Risk-weighted assets | 63,762,000 | 61,650,000 | 60,948,000 | 60,131,000 |