Call reports 2006
BANKMALDEN COOPERATIVE BANK — 2006
What BANKMALDEN COOPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,671,000 | 47,868,000 | 49,941,000 | 46,548,000 |
| Total loans | 37,168,000 | 36,836,000 | 36,044,000 | 35,844,000 |
| Allowance for loan losses | 129,000 | 129,000 | 129,000 | 129,000 |
| Securities available for sale | 7,849,000 | 8,124,000 | 7,957,000 | 7,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,844,000 | 36,488,000 | 39,085,000 | 35,442,000 |
| Interest-bearing deposits | 36,680,000 | 33,713,000 | 34,174,000 | 32,945,000 |
| Noninterest-bearing deposits | 2,164,000 | 2,775,000 | 4,911,000 | 2,497,000 |
| Equity capital | 4,087,000 | 4,030,000 | 4,078,000 | 4,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,231,000 | 1,844,000 | 2,458,000 |
| Interest expense | 274,000 | 569,000 | 864,000 | 1,169,000 |
| Net interest income | 348,000 | 662,000 | 980,000 | 1,289,000 |
| Noninterest income | 6,000 | 9,000 | 12,000 | 19,000 |
| Noninterest expense | 321,000 | 647,000 | 967,000 | 1,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 24,000 | 25,000 | 46,000 |
| Income tax | 0 | 2,000 | 6,000 | 12,000 |
| Net income | 33,000 | 22,000 | 19,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,221,000 | 4,211,000 | 4,209,000 | 4,223,000 |
| Total capital | 4,350,000 | 4,341,000 | 4,339,000 | 4,353,000 |
| Risk-weighted assets | 27,273,000 | 26,082,000 | 26,187,000 | 24,625,000 |