Call reports 2005
BANKMALDEN COOPERATIVE BANK — 2005
What BANKMALDEN COOPERATIVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 46,031,000 | 46,528,000 | 46,360,000 | 51,119,000 |
| Total loans | 31,119,000 | 31,698,000 | 34,660,000 | 35,123,000 |
| Allowance for loan losses | 129,000 | 129,000 | 129,000 | 129,000 |
| Securities available for sale | 11,025,000 | 9,904,000 | 8,734,000 | 8,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,411,000 | 35,114,000 | 34,886,000 | 39,587,000 |
| Interest-bearing deposits | 32,304,000 | 33,030,000 | 33,069,000 | 37,429,000 |
| Noninterest-bearing deposits | 2,107,000 | 2,084,000 | 1,817,000 | 2,158,000 |
| Equity capital | 4,146,000 | 4,196,000 | 4,135,000 | 4,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,089,000 | 1,645,000 | 2,222,000 |
| Interest expense | 229,000 | 466,000 | 703,000 | 962,000 |
| Net interest income | 317,000 | 623,000 | 942,000 | 1,260,000 |
| Noninterest income | 6,000 | 15,000 | 22,000 | 26,000 |
| Noninterest expense | 319,000 | 631,000 | 962,000 | 1,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 22,000 | 58,000 | 68,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 22,000 | 58,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,126,000 | 4,144,000 | 4,180,000 | 4,189,000 |
| Total capital | 4,255,000 | 4,273,000 | 4,309,000 | 4,318,000 |
| Risk-weighted assets | 25,564,000 | 24,413,000 | 25,484,000 | 27,086,000 |