Call reports 2004
BANKMALDEN COOPERATIVE BANK — 2004
What BANKMALDEN COOPERATIVE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,722,000 | 44,594,000 | 45,343,000 | 45,910,000 |
| Total loans | 29,542,000 | 29,241,000 | 29,684,000 | 32,370,000 |
| Allowance for loan losses | 145,000 | 134,000 | 134,000 | 128,000 |
| Securities available for sale | 11,629,000 | 11,061,000 | 12,156,000 | 11,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,866,000 | 33,018,000 | 34,458,000 | 33,948,000 |
| Interest-bearing deposits | 32,842,000 | 31,552,000 | 32,921,000 | 32,544,000 |
| Noninterest-bearing deposits | 2,024,000 | 1,466,000 | 1,537,000 | 1,404,000 |
| Equity capital | 4,251,000 | 4,047,000 | 4,186,000 | 4,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,132,000 | 1,680,000 | 2,193,000 |
| Interest expense | 251,000 | 496,000 | 729,000 | 961,000 |
| Net interest income | 323,000 | 636,000 | 951,000 | 1,232,000 |
| Noninterest income | 30,000 | 39,000 | 65,000 | 77,000 |
| Noninterest expense | 314,000 | 616,000 | 937,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -80,000 | -60,000 | -40,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -80,000 | -60,000 | -40,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,057,000 | 4,080,000 | 4,100,000 | 4,122,000 |
| Total capital | 4,202,000 | 4,214,000 | 4,234,000 | 4,250,000 |
| Risk-weighted assets | 22,527,000 | 22,898,000 | 24,911,000 | 25,199,000 |