Call reports 2003
BANKMALDEN COOPERATIVE BANK — 2003
What BANKMALDEN COOPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,732,000 | 44,840,000 | 43,268,000 | 48,433,000 |
| Total loans | 28,785,000 | 26,266,000 | 27,302,000 | 28,107,000 |
| Allowance for loan losses | 146,000 | 145,000 | 145,000 | 145,000 |
| Securities available for sale | 12,112,000 | 16,108,000 | 14,670,000 | 13,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,383,000 | 33,242,000 | 31,371,000 | 37,552,000 |
| Interest-bearing deposits | 33,383,000 | 712,000 | 31,211,000 | 33,467,000 |
| Noninterest-bearing deposits | 0 | 32,530,000 | 160,000 | 4,085,000 |
| Equity capital | 4,242,000 | 4,296,000 | 4,202,000 | 4,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,240,000 | 1,830,000 | 2,400,000 |
| Interest expense | 318,000 | 627,000 | 909,000 | 1,201,000 |
| Net interest income | 323,000 | 613,000 | 921,000 | 1,199,000 |
| Noninterest income | 12,000 | 11,000 | 17,000 | 32,000 |
| Noninterest expense | 320,000 | 617,000 | 942,000 | 1,269,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 6,000 | -5,000 | -11,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 15,000 | 6,000 | -6,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,999,000 | 4,061,000 | 4,049,000 | 4,024,000 |
| Total capital | 4,145,000 | 4,206,000 | 4,194,000 | 4,169,000 |
| Risk-weighted assets | 23,986,000 | 22,444,000 | 22,592,000 | 23,772,000 |