Call reports 2002
BANKMALDEN COOPERATIVE BANK — 2002
What BANKMALDEN COOPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,914,000 | 44,077,000 | 45,126,000 | 45,246,000 |
| Total loans | 25,978,000 | 27,156,000 | 27,965,000 | 29,691,000 |
| Allowance for loan losses | 147,000 | 146,000 | 146,000 | 146,000 |
| Securities available for sale | 13,237,000 | 13,062,000 | 13,565,000 | 13,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,868,000 | 32,203,000 | 33,209,000 | 33,006,000 |
| Interest-bearing deposits | 31,868,000 | 32,203,000 | 33,209,000 | 33,006,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,868,000 | 4,019,000 | 4,019,000 | 4,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,348,000 | 2,001,000 | 2,646,000 |
| Interest expense | 399,000 | 778,000 | 1,142,000 | 1,494,000 |
| Net interest income | 281,000 | 570,000 | 859,000 | 1,152,000 |
| Noninterest income | 18,000 | 41,000 | 51,000 | 76,000 |
| Noninterest expense | 261,000 | 555,000 | 860,000 | 1,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 7,000 | 29,000 | 47,000 |
| Income tax | 0 | 1,000 | 1,000 | 0 |
| Net income | -11,000 | 6,000 | 28,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,891,000 | 3,946,000 | 3,968,000 | 3,988,000 |
| Total capital | 4,038,000 | 4,092,000 | 4,114,000 | 4,134,000 |
| Risk-weighted assets | 23,461,000 | 23,966,000 | 24,452,000 | 24,666,000 |