Call reports 2022
UNION NATIONAL BANK — 2022
What UNION NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 370,300,000 | 362,986,000 | 382,552,000 | 389,021,000 |
| Total loans | 313,837,000 | 294,505,000 | 290,785,000 | 288,201,000 |
| Allowance for loan losses | 3,380,000 | 3,378,000 | 3,360,000 | 3,464,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,696,000 | 35,268,000 | 35,429,000 | 30,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,712,000 | 321,418,000 | 339,470,000 | 349,931,000 |
| Interest-bearing deposits | 181,553,000 | 174,436,000 | 185,974,000 | 178,321,000 |
| Noninterest-bearing deposits | 148,159,000 | 146,982,000 | 153,496,000 | 171,610,000 |
| Equity capital | 39,175,000 | 40,471,000 | 41,831,000 | 37,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,683,000 | 7,268,000 | 11,084,000 | 15,419,000 |
| Interest expense | 342,000 | 629,000 | 937,000 | 1,462,000 |
| Net interest income | 3,341,000 | 6,639,000 | 10,147,000 | 13,957,000 |
| Noninterest income | 10,000 | 19,000 | 98,000 | 112,000 |
| Noninterest expense | 1,290,000 | 2,794,000 | 4,497,000 | 6,513,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,061,000 | 3,864,000 | 5,748,000 | 7,556,000 |
| Income tax | 586,000 | 1,093,000 | 1,617,000 | 2,119,000 |
| Net income | 1,475,000 | 2,771,000 | 4,131,000 | 5,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,175,000 | 40,471,000 | 41,831,000 | 37,834,000 |
| Total capital | 41,861,000 | 43,096,000 | 44,424,000 | 40,458,000 |
| Risk-weighted assets | 214,139,000 | 209,239,000 | 206,659,000 | 209,060,000 |